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Current Version 23.08.15

Version 23.08

• Lenders:

  • Enhancement to Rate Configuration to correctly handle rate discounts and rate caps together.
  • Custom calculator text now only applies to Guest Quotes, and the settings are moved under 'Guest Quotes'.

  Dealers and Lenders:

  • Ability to opt-in to simplified View of the balloon quote, which has one field for amount financed.
  • Miscellaneous bug fixes and improvements.

Version 23.07

• Lenders:

  • Configure Program Fee charged to Borrower in Rate Configuration (allows configuring by Direct/Indirect)
  • Customizable lender-specific rate table criteria
  • Ability to configure multiple rate tables (e.g., different tables for New and Used vehicles)
  • Ability to validate Maturity Date in CU Update
  • Only send Quote Notification emails on quote creation, rather than each save

• Dealers and Lenders:

  • Remove "Apply rate to all conventional terms:" from step2
  • Miscellaneous bug fixes and improvements.

Version 23.06

• Lenders:

  • Configure rates by New/Used
  • Configure rates by Direct/Indirect
  • Configure rate cap to limit maximum rate allowed

• Dealers and Lenders:

  • Miscellaneous bug fixes and improvements.

Version 23.05

• Lenders:

  • Rate Table Enhancements:
    • New table configuration
    • Simplified task of entering rates with eligibility rules and rate adjustments.
    • The ability to schedule rate configurations.
    • Ability to test rate configurations.

• Dealers and Lenders:

  • New User Activity Report.
  • Miscellaneous bug fixes and improvements.

Version 23.04

• Dealers:

  • Ability to opt out of the Buyer's Quote

  Dealers and Lenders:

  • Miscellaneous bug fixes and improvements.

Version 23.03

• Dealers:

  • EWT and Smart360 Declination document appended to addendum when coverage declined.
  • EWT and Smart360 dealer markup set to $600, and is not configurable by the dealer.

  Lenders:

  • EWT and Smart360 indirect administrative fee set to $50, and is not configurable by the lender.
  • Lender can no longer cap dealer's EWT and Smart360 markup.
  • GAP coverage amount is editable on step2.

  Dealers and Lenders:

  • Improved "Quick Save" experience on step2.
  • "Buyer's Quote" button moved below the Payment Grid on step2.
  • Miscellaneous bug fixes and improvements.

Version 23.02

• Dealers and Lenders:

  • Miscellaneous bug fixes and improvements.

Version 23.01

• Lenders:

  • Ability to configure 5 Credit Insurance products, and customize the product names
  • Miscellaneous bug fixes and improvements.

• Dealers:

  • Miscellaneous bug fixes and improvements.

Version 22.12

• Lenders:

  • Distinction between Borrower and Dealer Quote Request Email subject lines.
  • Miscellaneous bug fixes and improvements.

• Dealers:

  • Miscellaneous bug fixes and improvements.

Version 22.11

• Dealers and Lenders:

  • Miscellaneous bug fixes and improvements.

Version 22.10

• Dealers and Lenders:

  • Miscellaneous bug fixes and improvements.

Version 22.09

• Dealers and Lenders:

  • Miscellaneous bug fixes and improvements.

Contact your AFG representative or call support (877) 354-4AFG with any questions

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Welcome to the Two Harbors Federal Credit Union More4Less site. We can help you find an auto loan that meets your needs with our CarBuilder program. Our payment quoting technology gives you the ability to build your vehicle of choice online, then compare the cost of the More4Less payment to a conventional loan payment.

View Borrower Benefits

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