Welcome to the Torrington Municipal Federal Credit Union 'Ownership Advantage' calculator site.

Current model year vehicle and vehicles up to five model years old qualify for the 'Ownership Advantage' program. Within this site you will be able to calculate a monthly payment for as many vehicles as you choose with the options you select. The calculator will calculate a monthly payment comparison for the both 'Ownership Advantage' program and conventional financing, allowing you to immediately see the lower monthly payment available with 'Ownership Advantage'.

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