Close Window Borrower Benefits
- New or used vehicles qualify.
- No or low down payment - even the taxes and registration fees can be included in the payment plan.
- Lower monthly payments - up to 40% less than conventional loans.
- Mileage plans for various driving habits - select 7,500, 10,000, 12,000, 15,000 or 18,000 miles per year. (May vary by lender)
- Flexible terms.
- Actual ownership of vehicle.
- Plenty of options for end of term:
- Refinance remaining balance and keep the vehicle.
Sell it.
- Pay remaining balance in full.
- Trade it in.
- Return the vehicle.
- Drive a new car - which is safer and has lower maintenance.
- Get more car for your money - drive a better car for the same amount of money as a conventional loan.
- Minimize cash outlay on a depreciating asset - leaves money for better uses, such as other purchases or investments.