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Borrower Benefits
  • Lower monthly payments: on average, 30-45% less than conventional financing.
  • Actual ownership of the vehicle.
  • New or used vehicles up to 5 calendar years old qualify. (May vary by lender)
  • No or low down payment - even the taxes and registration fees can be included in the payment plan.
  • Flexible terms: 24 to 72 months. (May vary by lender)
  • Mileage plans for various driving habits - select 7,500, 10,000, 12,000, 15,000 or 18,000 miles per year. (May vary by lender)
  • No pre-payment penalties or early termination fees.
  • Flexible Loan Options
    • At any time: Trade-in, Sell, or Refinance.
    • At loan maturity: Trade-in, Sell, Refinance, or Return the vehicle and walk-away.
  • Enables you to easily upgrade and/or change your vehicle every couple of years.
  • Minimize cash outlay on a depreciating asset - leaves money for better uses, such as other purchases or investments.

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