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Borrower Benefits
  • New or used vehicles qualify.

  • No or low down payment - even the taxes and registration fees can be included in the payment plan.

  • Lower monthly payments - up to 40% less than conventional loans.

  • Mileage plans for various driving habits - select 7,500, 10,000, 12,000, 15,000 or 18,000 miles per year. (May vary by lender)

  • Flexible terms.

  • Actual ownership of vehicle.

  • Plenty of options for end of term:

    • Refinance remaining balance and keep the vehicle.

    • Sell it.

    • Pay remaining balance in full.

    • Trade it in.

    • Return the vehicle.

  • Drive a new car - which is safer and has lower maintenance.

  • Get more car for your money - drive a better car for the same amount of money as a conventional loan.

  • Minimize cash outlay on a depreciating asset - leaves money for better uses, such as other purchases or investments.

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