- Lower monthly payments: on average, 30-45% less than conventional financing.
- Actual ownership of the vehicle.
- New or used vehicles up to 5 calendar years old qualify. (May vary by lender)
- No or low down payment - even the taxes and registration fees can be included in the payment plan.
- Flexible terms: 24 to 72 months. (May vary by lender)
- Mileage plans for various driving habits - select 7,500, 10,000, 12,000, 15,000 or 18,000 miles per year. (May vary by lender)
- No pre-payment penalties or early termination fees.
- Flexible Loan Options
- At any time: Trade-in, Sell, or Refinance.
- At loan maturity: Trade-in, Sell, Refinance, or Return the vehicle and walk-away.
- Enables you to easily upgrade and/or change your vehicle every couple of years.
- Minimize cash outlay on a depreciating asset - leaves money for better uses, such as other purchases or investments.